Why Risk Management Is Crucial

The objective of risk management is not to eliminate risk entirely—but to understand it, measure it, and manage it smartly. Effective risk management:

• Prevents unexpected financial losses.

• Ensures regulatory compliance.

• Safeguards company reputation.

• Enhances operational performance.

• Builds investor confidence.

• Enables informed strategic decisions.

Whether you’re a startup, SME, or large enterprise, having a robust risk management framework is vital for long-term success.

Our Risk Management Services Include:

1. Enterprise Risk Management (ERM)

We develop custom ERM frameworks aligned with your corporate structure. Our ERM strategies cover:

• Strategic risk

• Operational risk

• Financial risk

• Compliance and legal risk

• Reputational risk

We help build a culture of risk awareness across departments by implementing controls, escalation protocols, and regular risk assessments.

2. Internal Controls and Risk Assessment

We evaluate your internal control systems and identify gaps that may expose your business to financial misstatements or fraud. Our process includes:

• Internal control testing

• Process mapping

• Segregation of duties analysis

• Risk-scoring and heat maps

• Control matrix development

We also benchmark your controls with industry best practices to ensure they are both cost-effective and efficient.

3. Financial Risk Advisory

With fluctuations in currency exchange rates, interest rates, inflation, and credit markets, financial risks can heavily impact profitability. Saket Mahajan & Co. offers:

• Liquidity risk assessment

• Cash flow stress testing

• Credit risk analysis

• Market risk evaluation

• Currency and interest rate risk mitigation strategies

We help you design hedging strategies and portfolio diversifications that protect your assets and returns.

4. Compliance and Regulatory Risk Advisory

With increasing regulatory scrutiny and frequent changes in tax and finance laws, non-compliance can be costly. Our services include:

• Regulatory mapping

• Compliance audits

• Gap analysis against regulatory frameworks (SEBI, RBI, FEMA, Companies Act, etc.)

• Design of compliance monitoring systems

• Training for key stakeholders

We ensure your business operates within legal boundaries, reducing the risk of penalties, reputational harm, and operational disruptions.

5. Cybersecurity and IT Risk Advisory

The digital era has brought new forms of threats—data breaches, ransomware attacks, and operational disruptions due to IT system failures. We partner with technology experts to offer:

• IT risk assessments

• Cybersecurity compliance

• Data protection policy reviews (including GDPR, DPDP)

• Incident response planning

• Business continuity and disaster recovery planning

We help you protect your intellectual property and customer data while maintaining IT system integrity.

6. Strategic and Reputational Risk Management

Business decisions carry strategic risks—new product launches, mergers, or market expansions may not yield expected returns. We help by:

• Scenario planning

• Risk-adjusted return analysis

• Reputational risk impact studies

• Media crisis response strategy

We protect your brand and strategic vision while balancing risk and reward.

Our Approach

At Saket Mahajan & Co., we adopt a 4-Step Risk Management Framework:

1. Identification: We conduct workshops, interviews, and data reviews to identify potential internal and external risks.

2. Assessment: Each risk is rated based on probability, impact, and detectability. Risk scoring models and heat maps are used.

3. Mitigation: We design control strategies to eliminate, reduce, or transfer risk. This includes SOPs, checklists, training modules, and technology interventions.

4. Monitoring: We implement performance metrics and dashboards for real-time tracking of risk levels and control performance.

We also integrate risk management into your broader business strategy to ensure alignment with your goals and values.

Why Choose Saket Mahajan & Co. for Risk Management Advisory?

• Chartered Expertise: Deep knowledge of regulatory frameworks and global standards.
• Tailored Frameworks: Custom strategies built on your industry, size, and risk appetite.
• Integrated Services: Risk management, compliance, tax, and financial advisory under one roof.
• Continuous Support: Regular reviews, reporting dashboards, and audits to ensure dynamic updates.