Why Cash Flow Management Matters

Many businesses focus only on profit — but profit does not equal cash.
Without careful monitoring and planning of incoming and outgoing cash, your business may face payment delays, lost opportunities, or even insolvency.

With our structured approach to cash flow, you’ll:

• Anticipate shortfalls before they become crises

• Optimize working capital

• Reduce debt dependency

• Make smarter investment and spending decisions

Whether you’re scaling up or tightening your belts, we tailor cash flow strategies to your business phase and goals.

Our Cash Flow Management Services Include:

• Cash Flow Forecasting & Budgeting
  We prepare short-term and long-term cash flow forecasts based on realistic data and business cycles. This helps you plan expenses, allocate resources wisely, and stay prepared for cash gaps.
• Receivables & Payables Management
  We help improve your collections cycle and negotiate better credit terms with suppliers to maintain a healthy cash conversion cycle. Delayed payments from customers? We’ll design a follow-up and credit policy that works.
• Working Capital Optimization
  Our experts analyze your working capital structure and suggest improvements to inventory control, vendor payments, and client billing — so your cash doesn’t get stuck unnecessarily.
• Cash Flow Statement Preparation
  We generate periodic cash flow statements to give you a clear picture of operational, financing, and investing cash activities. This helps in identifying leakages and planning ahead.
• Contingency & Emergency Fund Planning
  We help you build a financial buffer for tough times, unexpected expenses, or sudden growth opportunities — so your business is never caught off guard.
• Loan Planning & Fund Utilization Monitoring
  Planning to raise debt or equity? We guide you in structuring borrowings and monitoring fund utilization to avoid over-leverage and ensure that cash is being used productively.

Benefits of Effective Cash Flow Management:

• Maintain healthy liquidity

• Avoid penalties, missed payments & interest charges

• Free up cash tied in operations

• Improve financial decision-making

• Support business expansion with confidence

• Be prepared for economic downturns or seasonal fluctuations

Who Needs It?

• Growing businesses facing cash crunches despite strong revenues

• Startups managing burn rate and investor funding

• Retailers, manufacturers, and service providers with seasonal or credit-based cycles

• Businesses expanding or taking on large new projects

Why Choose S. R. Mahajan & Co.?

• Deep insight into your business model and cash cycles

• Balanced focus on both strategy and compliance

• Timely reporting & real-time advisory

• Personalized guidance and continuous support

• Tech-enabled solutions for tracking and projections